Your home’s been holding out on you. Convert that hard-earned equity into cash you can use for anything. We offer both lump-sum loans and lines of credit.
Key Features
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Competitive Rates
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Fast Decisions
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Local Service and Processing
Competitive Rates
Fast Decisions
Local Service and Processing
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And more
- The existing equity in your home is used as collateral backing
- Up to 80% loan-to-value ratio
- Accommodating repayment terms that work uniquely for you
- The interest paid may be tax deductible*
- No closing costs**
- No prepayment penalty
- Receive funds in one lump sum
- Loan debt protection available
- Local decision-making and processing right here in Mid-Michigan
- Customized, friendly service from our experienced lending team
Your home is a place for warmth and lasting memories, but it can also be a source for smart financing. With a home equity line of credit from TRUE Community, you can receive the flexibility to use and re-use funds as needed.
- Secured by the existing equity in your home
- Funds available without reapplying: apply once, then use as needed thereafter
- Available for a wide range of short-term or one-time needs:
- Home improvements
- Tuition
- New vehicles or vehicle repairs
- And more
- Revolving credit — available balance replenishes as you make payments
- The interest paid might be tax deductible*
- Only pay interest on the part that you use
- Terms tailored to your specific needs
- Local decision-making and processing right here in Mid-Michigan
- Customized, friendly service from our experienced lending team
*Consult a tax advisor.
**Appraisal may be required.
Borrowers must be of legal age to apply for a loan.