Your home’s been holding out on you. Convert that hard-earned equity into cash you can use for anything. We offer both lump-sum loans and lines of credit.

Rates

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
  • Up to 80% loan-to-value ratio
  • Accommodating repayment terms that work uniquely for you
  • The interest paid may be tax deductible*
  • No closing costs**
  • No prepayment penalty
  • Receive funds in one lump sum
  • Loan debt protection available
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

Your home is a place for warmth and lasting memories, but it can also be a source for smart financing. With a home equity line of credit from TRUE Community, you can receive the flexibility to use and re-use funds as needed.

  • Secured by the existing equity in your home
  • Funds available without reapplying: apply once, then use as needed thereafter
  • Available for a wide range of short-term or one-time needs:
    • Home improvements
    • Tuition
    • New vehicles or vehicle repairs
    • And more
  • Revolving credit — available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

*Consult a tax advisor.

**Appraisal may be required.

Borrowers must be of legal age to apply for a loan.