Personal Term Loans

• Competitive fixed rates for a wide range of personal needs:
• Start a new hobby
• Outfit a game room
• Go on vacation
• Finance education expenses
• And more
• Flexible terms and monthly payments that fit your needs
• Local decision-making and processing right here in Mid-Michigan
• Customized, friendly service from our experienced lending team

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable. 

Secured Loans 

• Use your savings as collateral 
• Secured savings continue to earn dividends 
• Potentially lower interest rates 
• Safe way to build your credit 
• Finance a wide range of purchases 
• Repayment terms customized to fit your unique needs 

Unsecured Loans 

• No collateral necessary; requires little more than a signature 
• Simple solution when you need cash fast 
• Competitive interest rates 
• Finance a wide range of purchases 
• Repayment terms customized to fit your unique needs