Personal Term Loans

• Competitive fixed rates for a wide range of personal needs:
• Start a new hobby
• Outfit a game room
• Go on vacation
• Finance education expenses
• And more
• Flexible terms and monthly payments that fit your needs
• Local decision-making and processing right here in Mid-Michigan
• Customized, friendly service from our experienced lending team
• No collateral necessary; requires little more than a signature 
• Simple solution when you need cash fast 
• Competitive interest rates 
• Finance a wide range of purchases 
• Repayment terms customized to fit your unique needs 

We’ve made it simple—from application to funding!

1. Apply Online
   Start your application right here on our website—quick, secure, and available 24/7.
2. Get a Fast Decision
   We’ll send your loan decision directly to your phone or inbox.
3. Provide Required Information
   Easily upload your documents if needed:
• Recent pay stubs (for income verification)
• Statements (if consolidating debt)
• Vehicle info (if you're buying—year, make, model, VIN, and mileage)
4. Close Electronically
   Review and sign your loan documents securely through DocuSign—no need to visit a branch.
5. Receive Your Funds
   Once signed, we’ll disburse your loan.