Sometimes to get the perfect home you’ve got to build it. And we’re happy to say that we provide financing for that.

Rates

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • Pay interest only during construction
  • Favorable construction period available
  • Draw-system: money released as construction progresses
  • Checks cut directly to suppliers/contractor for convenience
  • Plan designed to save you money
  • Rolls into permanent mortgage upon completion
  • One-time closing saves money on closing costs
  • Available on modular homes

Please Note

We are experiencing higher than usual volumes of loan applications and phone calls at this time. Please know our team is working diligently to respond to everyone in a timely manner. We ask that you please allow us up to 2-3 business days to reach back out to you about your application, and 4-5 business days to schedule an appointment with you. 

We are just as excited to work through your application with you, however, it is taking a little longer than usual due to the higher application volumes. We thank you for your patience and appreciate your understanding!

Conventional loans must meet Fannie Mae Guidelines; maximum loan amount for conventional loans is $484,350.00, Jumbo loans $750,000. All property financed with TRUE Community must be owner occupied, no investment or rental property allowed. Conventional loans over 80% LTV must have Mortgage Insurance and are required to escrow for Mortgage Insurance, Homeowners Insurance and Property Taxes. Rates and APRs may vary depending on loan details, such as loan amount, loan-to-value, your credit, property type, purpose (purchase or refinance with cash-out vs. no cash-out), occupancy (owner occupied or second home) and points paid. Rates are subject to change without notice. You will need to speak to one of our loan officers to obtain a specific quote or to lock a rate.

Borrowers must be of legal age to apply for a loan.