The perfect card for someone looking for their first credit card with little or no established credit or anyone trying to rebuild their existing credit.



Key Features

  • No Annual Fee
  • Competitive Rates
  • Secured by a deposit account funded at approval


  • Secured by a deposit account funded at approval.
  • Continue earning dividends on deposits on the secured account.
  • Affordable monthly payments

Rate: Fixed rate +16.49% APR



Loan Type Rates (APR) As Low As Terms Up To Visa Share Secured 16.49% Fixed Rate (Secured by member shares) *All rates and terms are subject to change without notice. Rates listed are the lowest rates available at TRUE Community Credit Union to qualifying members with high credit scores. Actual.