Auto Loans

• Competitively low rates for new or used vehicles
• Refinance vehicles financed elsewhere to potentially lower your rate
• Free pre-approvals for extra buying power when negotiating
• Indirect lending available on-site at a number of local dealerships
• Local decision-making and processing right here in Mid-Michigan
• Customized, friendly service from our experienced lending team

We’ve made it simple—from application to funding!

1. Apply Online
   Start your application right here on our website—quick, secure, and available 24/7.
2. Get a Fast Decision
   We’ll send your loan decision directly to your phone or inbox.
3. Provide Required Information
   Easily upload your documents if needed:
• Recent pay stubs (for income verification)
• Statements (if consolidating debt)
• Vehicle info (if you're buying—year, make, model, VIN, and mileage)
4. Close Electronically
   Review and sign your loan documents securely through DocuSign—no need to visit a branch.
5. Receive Your Funds
   Once signed, we’ll disburse your loan.

For added convenience, get a TRUE Community auto loan at the dealership! Indirect lending is available at the following local dealerships:

Albion

Albion Motors Ford Mercury

College Chevrolet Buick

Hometown Chrysler Dodge Jeep Ram

Charlotte

Team One Chevrolet Buick GMC

Chelsea

Art Moehn Chevrolet Buick

Golling Chrysler Dodge Jeep Ram of Chelsea

Grand Ledge

Sundance Chevy

Hillsdale

Stillwell Ford

Jackson

Art Moehn Chevrolet Honda

Avenue Auto

Extreme Dodge Chrysler Jeep Ram

Huff Auto

Jackson Auto

Jackson Nissan

Jim Winter Auto Group

Kia of Jackson

Seymour Ford-Lincoln

Larrys RV Center

Lansing

Kia of Lansing

Shaheen Cadillac

Shaheen Chevrolet

Michigan Center

Midwest Vehicle Group

Monster Motors

New Hudson

Speed Nation Powersports 

Saline

Briarwood Ford

LaFontaine Chrysler Dodge Jeep Ram Saline

St Johns

Sundance Buick

US 27 Motorsports

Becks Propane and Marine

Ypsilanti

Gene Butman Ford

It's often advisable to start looking for a vehicle loan before you start looking for cars.

When you're looking for a vehicle loan, keep in mind that three factors determine the cost of borrowing:

An annual percentage rate (APR) for the financing charge
The period of the loan, or its duration
The principal, or the sum borrowed

Find out what a car loan will cost you

What a Car Loan Costs

Auto Loan Calculator