Buckle up for your next adventure in Michigan — or beyond! We will help you get behind the wheel of a new or used vehicle.
SPECIAL PROMOTION: It's your car, your loan, your way! Build your own auto loan, now through October 10!*
Key Features
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Competitive Rates
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Fast Decisions
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Local Service and Processing
Competitive Rates
Fast Decisions
Local Service and Processing
- Competitively low rates for new or used vehicles
- Refinance vehicles financed elsewhere to potentially lower your rate
- Free pre-approvals for extra buying power when negotiating
- Indirect lending available on-site at a number of local dealerships
- Local decision-making and processing right here in Mid-Michigan
- Customized, friendly service from our experienced lending team
We’ve made it simple—from application to funding!
- Apply Online
Start your application right here on our website—quick, secure, and available 24/7. - Get a Fast Decision
We’ll send your loan decision directly to your phone or inbox. - Provide Required Information
Easily upload your documents if needed: - Recent pay stubs (for income verification)
- Statements (if consolidating debt)
- Vehicle info (if you're buying—year, make, model, VIN, and mileage)
- Close Electronically
Review and sign your loan documents securely through DocuSign—no need to visit a branch. - Receive Your Funds
Once signed, we’ll disburse your loan.
Have you already applied for a loan and want to check the status?
For added convenience, get a TRUE Community auto loan at the dealership! Indirect lending is available at the following local dealerships:
Albion
Hometown Chrysler Dodge Jeep Ram
Charlotte
Chelsea
Golling Chrysler Dodge Jeep Ram of Chelsea
Clarklake
Clinton Township
Jim Riehl's Friendly Automotive
Flint
Hillsdale
Hudson
Jackson
Extreme Dodge Chrysler Jeep Ram
Lansing
Macomb
Mason
New Hudson
Redford
Saint Clair
Saline
St Johns
Sterling Heights
Warren
Jim Riehl's Friendly Chrysler/Jeep
Ypsilanti
It's often advisable to start looking for a vehicle loan before you start looking for cars.
When you're looking for a vehicle loan, keep in mind that three factors determine the cost of borrowing:
An annual percentage rate (APR) for the financing charge
The period of the loan, or its duration
The principal, or the sum borrowed
Find out what a car loan will cost you
What a Car Loan Costs
*APR = Annual Percentage Rate. Rate is determined by individual credit experience and subject to credit approval. Members who close a new or used auto loan between September 8-October 10, 2025, may select two of the following options: (1) 0.25% APR discount on approved rate, (2) $50 cash back, or (3) No payments for 90 days, interest will accrue during the 90-day period with your first payment due 90 days after closing. Up to 90 days is based on the borrower’s selected first payment date. Offer valid on new and used auto loans with terms up to 84 months. Existing TRUE Community Credit Union loans are not eligible for this promotion. Loans should be closed and funded by 10/10/2025. Loan must be held for a minimum of 12 months; early payoff may result in forfeiture or repayment of rewards. May only be combined with the .25% auto pay discount if applicable, and may not be combined with any other discounts or promotional offers. Rates and terms subject to change without notice. Membership eligibility required. Additional restrictions may apply. Contact TRUE Community Credit Union for full details.