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Having a safe place for their funds is just one piece of the puzzle. With a youth savings account, your young one will also develop lifelong financial skills like saving, budgeting, and even giving. And all the while, they'll do it with real money that matters to them — their own!



  • Free youth savings account
  • Children up to 18 can join
  • Gets them in the habit of saving
  • Dividend-bearing account
  • Minimum balance of $5 to maintain
  • No monthly service fee
  • $1 one-time membership fee
  • Federally insured by NCUA up to $250,000