*APR = Annual Percentage Rate. Payment estimate of $88 per month is based on $1,000 loan at 9.00%APR over a 12 month period. Offer available for loans secured between July 1 - September 30, 2022. Payment estimate does not include life and disability coverage. Approval subject to underwriting guidelines. Payments begin in consecutive month following loan disbursement with loan to be paid off within 12 months. Limits available up to $1,000. Rates subject to change. Some restrictions may apply. New members subject to eligibility requirements. See branch for full details. TRUE Community Credit Union reserves the right to cancel at any time.

Borrowers must be of legal age to apply for a loan.

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • Competitive fixed rates for a wide range of personal needs:
    • Start a new hobby
    • Outfit a game room
    • Go on vacation
    • Finance education expenses
    • And more
  • Flexible terms and monthly payments that fit your needs
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable. 

Secured Loans 

  • Use your savings as collateral 
  • Secured savings continue to earn dividends 
  • Potentially lower interest rates 
  • Safe way to build your credit 
  • Finance a wide range of purchases 
  • Repayment terms customized to fit your unique needs 

Unsecured Loans 

  • No collateral necessary; requires little more than a signature 
  • Simple solution when you need cash fast 
  • Competitive interest rates 
  • Finance a wide range of purchases 
  • Repayment terms customized to fit your unique needs