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*APR= Annual Percentage Rate. Payment estimate of $88 per month is based on $1,000 loan at a fixed rate of 9.00%APR to be paid off within 12 months. Example Payment: $1,000 for 12 months at 9.00%APR would have a monthly payment of $87.45. Does not include life and disability. Approval subject to underwriting guidelines. Limits available up to $1,000. Available October 1 through December 30, 2022. Rates and terms subject to change. Some restrictions may apply. New members subject to eligibility requirements.
**APR= Annual Percentage Rate. Rate determined by credit experience. Rate and term subject to change without notice. Limits available up to $3,000. Term available up to 24 months. Example Payment: $3,000 for 24 months at 9.00%APR would have a monthly payment of $137.05. Does not include life and disability. Black Friday Loan available October 1 through December 30, 2022. Some restrictions may apply. New members subject to eligibility requirements. See branch for full details.

Borrowers must be of legal age to apply for a loan.

Key Features

  • Competitive Rates
  • Fast Decisions
  • Local Service and Processing
  • Competitive fixed rates for a wide range of personal needs:
    • Start a new hobby
    • Outfit a game room
    • Go on vacation
    • Finance education expenses
    • And more
  • Flexible terms and monthly payments that fit your needs
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable. 

Secured Loans 

  • Use your savings as collateral 
  • Secured savings continue to earn dividends 
  • Potentially lower interest rates 
  • Safe way to build your credit 
  • Finance a wide range of purchases 
  • Repayment terms customized to fit your unique needs 

Unsecured Loans 

  • No collateral necessary; requires little more than a signature 
  • Simple solution when you need cash fast 
  • Competitive interest rates 
  • Finance a wide range of purchases 
  • Repayment terms customized to fit your unique needs